Mujeres Triunfadoras Group
Veronica specializes in sales, and takes advantages of seasonal products to earn money. During the whole year she sells beauty products, but now that we are near Christmas time she will invest the loan funds in the purchase of small cakes, which she will then sell to relatives, friends, and her husband's coworkers.
Victoria has been working since a very young age. At the age of 5 she helped her mother sell sodas, and then, following her example, at the age of 12 had her own independent business and added a juice stand. With this job Victoria helped her parents with the purchase of her school supplies when she was a student. Today her sales pay for the cost of education for her daughter who studies in a private school.
LA SRA. VERÓNICA, ES ESPECIALISTA EN LAS VENTAS, APROVECHA LOS PRODUCTOS DE TEMPORADA PARA HACER SU NEGOCIO. DURANTE TODO EL AÑO SE DEDICA A LA VENTA DE PRODUCTOS DE BELLEZA, Y AHORA QUE ESTAMOS CERCA DE LA NAVIDAD, NVERTIRÁ EL PRÉSTAMO SOLICITADO EN COMPRAR PANETONES, EL CUAL OFRECERÁ A SUS FAMILIARES, AMIGOS Y COMPAÑEROS DE TRABAJO DE SU PAREJA.
DESDE MUY PEQUEÑA ELLA EMPEZÓ A TRABAJAR, A LOS 5 AÑOS AYUDABA A SU MAMÁ EN LA VENTA DE REFRESCOS, SIGUIENDO SU EJEMPLO , A LOS DOCE AÑOS SE INDEPENDIZA EN EL NEGOCIO Y COLOCA SU PUESTO DE JUGOS, CON ÉSTE TRABAJO ELLA PUDO AYUDAR A SUS PADRES ECONÓMICAMENTE PARA LACOMPRA DE SUS ÚTILES ESCOLARES CUANDO ERA ESTUDIANTE.
HOY EN DÍA SUS VENTAS LE PERMITE CUBRIR LOS GASTOS DE EDUCACIÓN DE SU HIJA QUIEN ESTUDIA EN UN COLEGIO PARTICULAR.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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