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Marthe N. is 48 years old. She is married and has 8 children between the ages of 10 to 25 years old. She lives in the Northern Province of Rwanda where she has sold potatoes for the past 4 years. She employs 3 people from her community in her business. Her business requires that she work from 8 AM to 4 PM every day.

Marthe is requesting her first loan from Kiva lenders via Vision Finance Company. She wants to purchase larger quantities of potatoes at lower prices due to greater volume. With this loan, Marthe hopes to attract more customers to her shop and, hopefully, to earn more profit in the process. This, in turn, will allow her and her devoted husband to build a more secure future for their family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD