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Jerome N. is 22 years old and single. He lives in Nyarugenge District. Sinc 2004, he has had a shop where he sells a variety of new shoes. He employs one person in his successful business. His work requires that he be at the store from 7 AM to 6 PM every day.

Jerome is requesting his first loan from Kiva lenders through Vision Finance Company. He hopes to expand his business by extending into another product line, women's handbags, which he believes will be successful and demanded by his current and future customers. With this new business, Jerome hopes to get more profits, which in turn, will help him to build his business and and a more secure future for himself.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $13,302,100
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD