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Jerome N. is 22 years old and single. He lives in Nyarugenge District. Sinc 2004, he has had a shop where he sells a variety of new shoes. He employs one person in his successful business. His work requires that he be at the store from 7 AM to 6 PM every day.

Jerome is requesting his first loan from Kiva lenders through Vision Finance Company. He hopes to expand his business by extending into another product line, women's handbags, which he believes will be successful and demanded by his current and future customers. With this new business, Jerome hopes to get more profits, which in turn, will help him to build his business and and a more secure future for himself.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Jerome to buy women's handbags to sell in his shoe store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 3, 2009
Nov 5, 2009
Currency Exchange Loss:
Jun 17, 2010