Check out some available loans that are similar to this one!
Mbacke
Madame Macke S. is a 45-year old married woman who has been involved with the Baye Laye credit union in Guediawaye for a long time already. She has already had 4 previous loans. She helps support her 4 children (aged 6 to 26) and four other people. Her primary business is selling fabrics, but she also sells ice cream and juices, and provides refrigerated storage of fish and meat for her clients. This work allows her to manager her family household as well as earn a living. The upcoming pre-holiday perioid is very important for Mme. S., because she usually sells a lot of merchandise.

She asks for a loan of 500,000 XOF to purchase fabric for her fashion business, and also to purchase a new engine for her second fridge as it hasn't been working for some time now. Some day, she would like to travel in the sub-region, and maybe even go to Dubai in the United Arab Emirates, where all the big merchants get their merchandise. Since her husband has very limited resources, the loans have allowed her to increase her income to help pay for her personal needs and assure that her children can attend school.
View original language description ↓
Madame Macke S. est une femme mariée âgée de 45 ans qui a longtemps adhère a la caisse de Baye Laye a Guediawaye.Son activité est orientée vers le commerce de produits divers et elle a déjà bénéficie de quatre prêts antérieurs. C’est une femme soutien de famille car elle a quatre enfants dont l âge varie entre six et vingt six ans. Elle a aussi quatre autres personnes en charge. Son activité principale est la vente de tissus mais elle gère aussi deux frigos, l’un pour vendre de la glace et des jus et l’autre pour satisfaire la demande de la clientèle en conservation de poissons et de viande. Compte tenu de sa situation sociale et de son statut de femme mariée c’est surtout l’aspect lucratif qui l’a pousse à choisir cet activité ce qui lui permet en même temps de gérer son foyer. La période de veille de fêtes est très intéressante pour elle car elle parvient à écouler beaucoup de marchandises et accroitre ses bénéfices.

Elle sollicite un crédit de 500 000 frs pour acheter des tissus en vue de renforcer son activité de couture mais aussi acheter un moteur pour remplacer celui du deuxième frigo qui est en panne depuis un certain temps. Elle envisage de voyager dans la sous région et pourquoi pas souhaiter aller à Doubaï - situe aux Emirats Unis - la ou la plupart des grands commerçants se procurent leurs marchandises. Les moyens de son mari étant très limites, son prêt lui a permis ,avec l’accroissement de ses bénéfices, de financer ses quelques besoins personnels et d’ assurer la scolarité de ses enfants.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $13,116,800
    Funds lent in using Kiva
  • 445.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Mbacke renforcement fond de roulement.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2009
Listed
Nov 9, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 16, 2010