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Juvenal N. is 34 years old and single. He lives in Nyamagabe, which is approximately a 3-hour drive from Kigali, the capital of Rwanda. Juvenal has a successful, small, local grocery store where he sells a variety of goods to a loyal customer base. This is his 3rd year in the grocery business and he employs one person as a helper. His store requires that he work from 6 AM to 7 PM every day. Juvenal enjoys his life as a self-employed man with a successful business.

Juvenal is requesting his first loan from Kiva lenders via Vision Finance Company. He wants to expand his grocery business by purchasing some additional inventory, such as jam, sodas, juices, and delicious breads. With the sale of additional goods and his improved capital situation, Juvenal will strengthen his business and begin to build a more secure future for himself and his (eventual...hopeful!) family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Juvenal to expand his general inventory and buy jams,margarine, fruit juice and a variety of bakery products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 4, 2009
Nov 5, 2009
Currency Exchange Loss:
Aug 15, 2010