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Juvenal N. is 34 years old and single. He lives in Nyamagabe, which is approximately a 3-hour drive from Kigali, the capital of Rwanda. Juvenal has a successful, small, local grocery store where he sells a variety of goods to a loyal customer base. This is his 3rd year in the grocery business and he employs one person as a helper. His store requires that he work from 6 AM to 7 PM every day. Juvenal enjoys his life as a self-employed man with a successful business.

Juvenal is requesting his first loan from Kiva lenders via Vision Finance Company. He wants to expand his grocery business by purchasing some additional inventory, such as jam, sodas, juices, and delicious breads. With the sale of additional goods and his improved capital situation, Juvenal will strengthen his business and begin to build a more secure future for himself and his (eventual...hopeful!) family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD