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Eugene H. is 25 years old. He is married and has 4 children ages 4 to 8 years old. He also cares for one dependent. Eugene lives Nyamagabe Center where he has a variety shop. He employs 2 people in his business and his shop is open from 7 AM to 6 PM every day.

After having operated his business successfully for 3 years, he is requesting his first loan from Kiva lenders via Vision Finance Company. He wants to expand his shop and buy additional goods, such as household staples and housewares, that he hopes will appeal to his current customers and attract new customers. All of these changes should result in a greater profit for his enterprise. With this profit, Eugene will pay his children's school fees and continue to build a secure future for his young family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD