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Francoise B. is 33 years old and is married with five children and two dependents aged between 8 and 15 years. Francoise lives in the Gasabo district, in the capital city of Kigali where she owns a restaurant. She has been in business since 2004 in this location. She employs six people in her business and work begins at 5 a.m. and ends at 10 p.m. every day.

Francoise is a proven restaurant operator and is ready to expand her business meaningfully. She believes that a small amount of additional capital would allow her to do this. More modern kitchen equipment and a larger quantity of food at lower prices are among the intended uses of the proceeds.

To do this, Francoise is requesting her first loan from Kiva lenders via Vision Finance Company. She expects this will add to her profits as it will allow her to operate more efficiently as well as to increase her sales.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD