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Deonila G. lives with her husband, Genaro, and their six children in Tala, Caloocan City. She is 59 years old.

Deonila has been in business for fifteen years already. She manages her own sari-sari (general) store located at their house. On a daily basis, she makes P1,300. She saves most of her profits to answer for their basic daily needs.

Last year, Deonila came to know about the Center for Community Transformation (CCT) Credit Cooperative and eventually became a member. She enjoys attending its weekly meetings for women entrepreneurs. Deonila has applied for a new loan with the cooperative in the amount of P18,000 as additional capital for her store. This will be her 6th loan.

About CCT
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1539
    View loans »
    Philippines Loans Fundraising
  • $59,090,400
    Funds lent in using Kiva
  • 47.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Deonila to buy more groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 15, 2009
Nov 3, 2009
Currency Exchange Loss:
Apr 15, 2010