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This is Lourdes G., a 59-year-old widow from Pasay City. She now lives with her nine children, one of whom studies in college.

Lourdes is a fruit dealer. She supplies different fruit varieties to at least ten fruit vendors scattered across the city. She also retails her fruit in bus stations and busy streets in large plastic baskets. She has been in business for twenty-two years.

Lourdes also runs a small eatery. She enjoys what she does, especially that her usual monthly earnings of P27,000 help her a lot in pursuing her child’s college education. She is also able to provide the basic daily needs of her big family. She only laments that she sometimes gets into trouble when some of her vendors are unable to remit their payments on time.

In 2005, Lourdes joined the Center for Community Transformation (CCT) Credit Cooperative. She is now on her 15th loan and expects to receive a new loan in the amount of P34,000 as additional capital to buy more fruit.

Lourdes dreams of a new house and lot for her family.

About CCT
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1864
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 47.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Lourdes to use as additional capital for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Nov 3, 2009
Currency Exchange Loss:
Apr 15, 2010