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Rosario N. is 46 years old, and her partner now is Eugenio Garcia, 58 years old, with whom she has found true happiness. They were blessed with one child, Mark Lester, 12 years old. From her former unsuccessful marriage, she has two children, Rose Anne, 20 years old, and Rogelyn, 16 years old, for whom she is still responsible.

One source of their income comes from the salary of Eugenio, working as a foreman carpenter. The three children are currently studying so creating more expenses, especially her two older children who are in college. Rosario helps Eugenio in providing for their family through the income from buying and selling various frozen foods. Sometimes she sells some beauty products, and also offers her customers pedicures or manicures, treatment for their hair, a spa for their feet, and facial treatments.

Her 7th loan from Kiva field partner Ahon sa Hirap Inc. (ASHI) is will be used in buying what is needed for these businesses: frozen foods and beauty products and for her other business, nail polish, things used in treating hair, face, and feet. She is sure after buying all this, she will get a big boost in income because these are all the things that help her in improving her businesses.

The education of her children is her priority in life, so she will do everything to make her businesses grow. One dream of hers is to have a beauty salon where they live so she can always afford the educational expenses of her children.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1004
    View loans »
    Philippines Loans Fundraising
  • $63,421,500
    Funds lent in using Kiva
  • 47.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Rosario to finance all her businesses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 27, 2009
Nov 4, 2009
Currency Exchange Loss:
Dec 8, 2011