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Maria C. J., 58, is in a common law relationship and has 5 children, 38, 34, 31, 21, and 18 years old, who are her first priority. All of her children, except one daughter, are married and live in their own houses nearby. Maria has a small grocery store that she would like to see grow. She sells all kinds of foodstuffs but would like to diversify so has asked for a loan from FUDECOSUR. This is her third FUDECOSUR loan and she believes it will help her business grow. She likes FUDECOSUR's loans because she has had loans with the National Bank of Costa Rica and they have too many requirements. She is also a member of the FUDECOSUR committee so she is more trustful of FUDECOSUR than of traditional banks. She hopes to provide her family with a better and more stable future. She would like to see her youngest daughter study a profession.
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Maria C. J. tiene 58 anos, vive en unión libre y tiene 5 hijos que son su primer prioridad. Sus hijos tienen 38, 34, 31, 21, y 18 años respectivamente pero solamente una vive con su familia. Los otros estan casados y viven en casas acercas. Maria tiene un pulpería pero quisiera crecer. Ella vende toda diferentes tipos de comida pero tiene que comprar mas mercancía y por esta razón solicitó un préstamo de FUDECOSUR. Es su tercero préstamo con FUDECOSUR y piense que pueda crecer su negocio con este préstamo. Le gusta los prestamos de FUDECOSUR por que ha tenido un préstamo con Banco Nacional de Costa Rica pero hubo demasiado requisitos. También ella es parte del comité FUDECOSUR entonces tiene mas confianza en FUDECOSUR que los otros bancos formales. Ella desea brindar a su familia e hijos un futuro mejor y estable. La gustaría que su hija mas joven estudie y sería profesional.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 48
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 576.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Maria to buy merchandise like beans, meat and chicken.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 29, 2009
Oct 30, 2009
Currency Exchange Loss:
Nov 15, 2012