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Elsa
Elsa is a single mother with 2 daughters and lives in the Buena Vista neighborhood in Nueva Guinea. She works at Rubén Darió secondary school and also at Martìn Lutero University. She is requesting her 7th loan so that she can purchase construction materials and make arrangements to finish construction of her home. Elsa is known for her responsibility, honesty, and good conduct. She has always struggled to get ahead with her two young daughters. She says that she is grateful to Kiva partner AFODENIC for the loans she has received, which have helped her to improve her and her daughters’ standard of living gradually over time.
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Elsa, es madre soltera de 2 niñas, vive en el barrio Buena Vista de Nueva Guinea, labora en centro de secundaria Rubén Darió y tambièn trabaja en la Universidad Martìn Lutero, solicita refinancimiento de su 7mo credito comprar material de construción y cumplir con su metas propuesta de finalizar su construcción de su vivienda, doña Elsa se ha caracterizado por ser responsable, honesta y buena conducta, ella siempre a luchado para salir adelante con su dos hijas menores de edad, ademas expresa que esta agradecida con AFODENIC por su créditos recibidos, los cuales le han ayudado a ir mejorando poco a poco las condiciones de vida de ella y sus hijas.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,544,375
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Elsa purchasing construction materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2009
Listed
Nov 1, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2011