Las Novatas Group
Sra. Sandra has been selling food for nine years. She has a small diner where she offers a variety of homemade traditional dishes, mostly containing pork. Young Irene is only 17 years old and sells costume jewelry so that she can pay for her education.
Las novatas está conformado por Lidia María C., Sandra de los Ángeles R. e Irene del Socorro C. C.. La señora C. de 42 años hace ocho años empezó haciendo comida que distribuía en empresas aledañas a su hogar y actualmente se introdujo a la venta de ropa. Ella tiene 8 años de trabajar con Adim y su sueño es tener un comedor.
La señora Sandra de los Ángeles R. hace nueve años empezó a vender comida derivada del cerdo y actualmente tiene un pequeño comedor con variedad de comidas caseras y típicas. Mientras la joven C. desde los 17 años vende visuteria y así se pudo costear el bachillerato.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid