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Siempre Amigas(Cuenca) Group
In this Group: Rosa Targelia, Rosa Florencia, Luz Filomena, Ruth Carlota, Luz Maria, Maria Patricia, Luz Aurora, Dora Angelica, Ilda Carmita*, Jael Cecilia, Esther Galud, Viviana Elizabeth, Ryth Alexandra, Onofria Apolonia, Maria Florencia, Clemencia Beneranda, Jose Romulo, Maria Trancito
* not pictured
The Amigas communal bank is located in the city of Cuenca, in the El Valle parrish, in the southest part of the city. This parrish is famous for its corn production and for its attractive tourist sites like the Cochapamba Lagoons, the Tasqui Hill, the Mulay River, among others, which attract tourists from all over the world.

This bank is made up of women and men who have come together to seek their own and their families' wellbeing. They are good, supportive friends to each other always thinking of ways to help each other get ahead.

Luz Maria U., 47, lives in the community of Gualacay in the El Valle parrish. She is happily married and the mother of 6 children whose ages are: 23, 21, 18, 15, 12, and 10. Her eldest daughter is married and lives independently with her own family. Her next eldest is a student at the University of Cuenca, her third and fourth children are students at the Guillermo Mensi High School, her fifth daughter studies at the Manuela Garaicoa de Calderon school, and her last son is a student at the local elementary school.

Maria is a housewife but also raises farm animals like cows, lambs, guinea pigs, chickens. She has been involved with the foundation for six cycles and comments that the loans obtained have allowed her to buy her animals little by little. With this new loan from ESPOIR she will buy feed for her animals since the draught has caused insufficient grass to be available for feeding.

Her goal is to increase her stock of animals by the addition of pigs.

Rosa Florencia C. C., 32, is another active member of the Siempre Amigas communal bank. She lives in Minas de Maluay, El Valle parrish, Cuenca. She is married and has two children, 13 and 11. Her eldest daughter studies at the Madres Oblatas school and her younger son attends the municipal elementary school. Her husband works in construction which produces income to meet household needs and to build their house which is still unfinished; they live in her mother's house.

Rosa has had a store for the past 4 years and does well. Her working schedule is from 8-12 and 3-7. She also raises a bull and guinea pigs for their own consumption.

She has been working with the foundation for two years and the loans she has received she has invested in her business. With this new loan she will buy articles for the home, school supplies, toys, cosmetics, etc. to have a varied stock available for the Christmas season and better meet her customers' needs.

Her dream is to own her own, large store so that she can sell a wider variety of products.

Maria Patricia A., 42, lives in the Gualancay community, El Valle parrish, Cuenca. She is married and the mother of 3 children, 18, 16, and 13 years old. All of her children are students at the Guillermo Mensi school. Her husband works in construction and his earnings support the family and allow them to build their house.

Maria Patricia is a housewife but also raises small farm animals like guinea pigs, pigs, lambs, cows. She shares the milk she gets from her cows with her neighbors.

Maria Patricia has been involved with the foundation for three cycles and is very happy with her loans which she has invested in purchasing animals for her yard. This new loan will be used to buy still more animals and feed for them.
View original language description ↓
El Banco Comunal Siempre Amigas está ubicado en la ciudad de Cuenca en la parroquia El Valle al sureste de la cuidad, esta parroquia es famosa por su importante producción de maíz y por sus atractivos turísticos como las lagunas de Cochapamba, la Colina de Tasqui, el rio Mulay, entre otros, lo que atrae al turista nacional y extranjero.

Este Banco está formado por mujeres y hombres que se unieron para buscar el bienestar propio y de su familia, son muy buenos amigos solidarios con todos los miembros de su banca comunal siempre pensando en el bienestar de todos los socios del banco comunal.

La señora Luz María U. vive en la comunidad Gualacay en la parroquia El Valle, tiene 47 años de edad, se encuentra felizmente casada y fruto de su amor concibió seis hijos de: 23, 21, 18, 15, 12, 10 años de edad, su hija mayor es casada y vive independientemente con su familia, el segundo estudia en la Universidad de Cuenca, su tercer y cuarto hijos estudian en el Colegio Guillermo Mensi, su quinta hija estudia en el colegio Manuela Garaicoa de Calderón, y su último hijo en la escuela de la comunidad.

María se dedica a los quehaceres domésticos y también a la cría de animales como vacas, borregos, cuyes, pollos; lleva seis ciclos trabajando con la fundación y nos comenta que los créditos obtenidos le han permitido ir comprando sus animales poco a poco, con el nuevo préstamo que ESPOIR le entregue va a invertir en la compra de alimento para sus animales ya que por la sequia no tienen el pasto suficiente para alimentarse.

Su meta es incrementar su corral otros animales como cerdos.

Rosa Florencia C. C. es otra socia activa del banco Comunal Siempre Amigas, vive por las minas de Maluay en la parroquia el Valle en la ciudad de Cuenca, tiene 32 años de edad de estado civil casada y madre de dos niños de 13, 11 años , su hija mayor estudia en el colegio de las Madres Oblatas y su hijo menor en la escuela de la parroquia, su esposo trabaja en la construcción actividad que le permite aportar económicamente con los requerimientos de su hogar e ir construyendo poco a poco su casa que aún falta mucho, por ahora viven en casa de su madre.

Rosa tiene un bazar lleva cuatro años en este negocio y nos comenta que le va bien, su horario de trabajo es de 8 a 12 a.m. Y de 3 a 7 p.m., también se dedica a la cría de un toro y cuyes para su consumo personal.

Lleva dos años trabajando con la fundación y los créditos recibidos ha invertido en su negocio, con el préstamo que la FUNDACION ESPOIR le entregue va a comprar artículos para el hogar, útiles escolares, juguetes, cosméticos, etc. para mantener un stock surtido para la época navideña y dar un mejor servicio a sus clientes.

Su sueño es tener un local propio y grande para incrementar otras líneas de productos en su bazar.

María Patricia A. vive en la comunidad de Gualancay en la parroquia El Valle en la ciudad de Cuenca, tiene 42 años de edad, es casada y tiene 3 hijos de 18, 16, 13 años, todos sus hijos estudian en el colegio Guillermo Mensi, su esposo trabaja en la construcción con los ingresos que obtienen mantiene a su familia y le ha permitido construir su casa.

María Patricia se dedica a los quehaceres domésticos y también a la cría de animales como cuyes, chanchos, borregos, vacas, la leche que obtiene de sus vacas entrega a sus vecinos de la comunidad.

María Patricia lleva tres ciclos trabajando con la fundación y está muy feliz porque los préstamos recibidos ha invertido en la compra de animales para su corral y con el nuevo crédito que la institución le entregue va a comprar más crías de animales y comida para su crianza.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Siempre Amigas(Cuenca) Group's $4,750 loan helped a member to buy small farm animals to raise as well as articles for the home, office supplies, paper goods, toys.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 5, 2009
Listed
Nov 1, 2009
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2010