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Francisco Javier
Sr. Francisco Javier O. G. is 50 years old and lives in the Pablo Calero neighborhood with his wife, who works as a merchant. They support one another with the household expenses. Don Francisco has 5 children who are all married. One of his grandsons helps him with the farmwork.

For the past 30 years, Don Francisco has been engaged in agriculture. Through his hard work, he was able to buy his own land for the purpose of growing crops. He thanks AFODENIC for providing him with his tenth loan, which he will use to purchase fertilizers so that he can produce a better crop. The income he generates at harvest time has enabled him to improve his living conditions. The low interest rates and easy payments have also been a great benefit. Don Francisco is happy to receive the technical assistance that proved to be very helpful in growing his crops.

View original language description ↓
El señor Francisco Javier O. G. tiene la edad de 50 años, habita en el barrio Pablo Calero junto a su esposa, la cual trabaja como comerciante, para apoyarle con los gastos del hogar, ellos tienen cinco hijos, ya todos casados , tiene a uno de sus nietos a su cargo el cual le apoya con los trabajos agrícolas , desde hace treinta años don Francisco se dedica a la agricultura , ya que con sus propios esfuerzos logro comprar un terreno el cual lo explota con cultivos , agradece a Afodenic por décimo crédito el cual comparara abono para una mejor cosecha lo que ha lograra mejorar sus condiciones de vida así como este financiamiento a bajos interés y facilidad de pagos . A la vez esta contento por la asistencia técnica ya que le sirve de mucha ayuda para los cultivos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Francisco Javier purchase fertilizers to apply to his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 29, 2009
Nov 1, 2009
Currency Exchange Loss:
Nov 15, 2010