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Apprentices Group
In this Group: Dionicia , Norma, Modesto, Lucia, Ivan, Maria Laura, Teofila, Bacilia, Luis Carlos, Freddy
The Apprentices Group is a Communal Bank that is starting its third loan cycle. The group was previously part of the San Andres Communal Bank, but split off to form its own entity. The members are very responsible and supportive of one another with their payments. They do not have many needs other than the basic necessities such as sewage services, clean drinking water, etc.


The group leaders are as follows:


Sra. Maria Laura is the group president and a very responsible leader. She is married, has 3 children, and works in a bakery.


Sr. Ivan is the group treasurer and is very responsible and knowledgeable with his handling of cash. He does not have any children and works as a driver of a “trufi” taxi (a taxi that operates on a fixed route). His loan will enable him to support his family.


Sr. Luis Carlos is the group secretary. He is single, has no children, and also works as a “trufi” taxi driver. He will use his loan to pay for maintenance to his vehicle.

View original language description ↓
Grupo muy responsable y solidario en sus pagos, se conocen bien, no cuentan con muchas necesidades por ejemplo D. alcantarillados, agua potable, etc. Su grupo se llama "PRINCIPIANTES", donD., el Banco D. Emprendimiento esta en su 3º Ciclo, se dividio del BE "San Andres" la mesa directiva esta conformada la siguiente manera, como presidenta esta la señora Maria Laura, ella es muy responsable y lider D. su grupo, tiene 3 hijos es casada su esposo y ella trabajan con panaderia. Como tesorera esta el socio Ivan quien es muy responsable y conocedor del manejo del efectivo no tiene hijos es estudiante y trabaja con taxi trufi (taxi D. ruta fija), el credito lo utiliza para ayudar a su familia. Como secretario esta el socio Luis Carlos es soltero no tiene hijos trabaja D. taxi trufi, el credito lo utiliza para mantenimiento D. su movilidad.





Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 229
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Apprentices Group's $3,750 loan helped a member increase the operating capital for their respective businesses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2009
Listed
Oct 30, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2010