Diamond Group

Status: Paying Back

$4,725	Loan Request Pre-Disbursed : Oct 29, 2009 Listed: Nov 1, 2009 Funded: Nov 2, 2009

56% repaid

About the Field Partner

Tujijenge Tanzania Ltd administers this loan. Learn more

Field Partner:

Tujijenge Tanzania Ltd

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

27 months

Kiva Entrepreneurs:

4657

Total Loans:

$1,044,925

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	4%
Profitability (Return on Assets):	-62%
Average Loan Size (% of Per Capita Income):	28%

Delinquency Rate:

0.96%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Tanzania
Avg Annual Income:	$723
Currency:	Tanzania Shillings (TZS)
Exchange Rate:	1,325.0000 TZS = 1 USD

In this Group:
Vitheta Shirima, Habiba Lameck, Christina Alex, Witness Kimaro, Mwanaid Ramadhan, Sikujuwa Hamis, Tabu Juma, Tiba Juma, Zubeda Maro, Fatuma Salehe, Aziza Juma, Nasra Masudi, Mwajiri Yahaya, Theodora Mturi, Vick William, Agatha Mukinga

About the Loan

Location:	Dar Es Salaam, Tanzania	Repayment Term:	6 months (more info)
Activity:	Clothing Sales	Repayment Schedule:	Monthly
Loan Use:	Increased capital for her clothing and cosmetics business	Currency Exchange Loss:	Covered
		Default Protection:	Not Covered

Vitheta Nice Shirima, age 24, is married with one child who is one year and eight months old. She has had a business of selling clothes and cosmetics for 4 years now. She works daily from 8 a.m. until 8 p.m. She is able to earn a monthly profit of around $227.

This will be Vitheta’s first loan from Tujijenge Tanzania. She hopes to get a loan to increase her business capital.

Vitheta will share this loan with her loan group, Diamond, which totals 16 members. The members of the group hold each other responsible in paying back the loan. In the picture, Vithane Nice is in front in a green dress.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

Howard & Jillian
Vence,
France

Tom
Norwich, VT
United States

Good Dogg
Front Porch, www.kivafriends.org
United States

John
Holly Springs, North Carolina
United States

Greta Galeazzi
GALEAZZI GRETA, EUROPEAN CITIZEN
Italy

Lauren
Allendale, NJ
United States

Lars Petter
Bergen,
Norway

Shree
LOTUS Team, Bay Area, CA
United States

Julie
Burlingame, CA
United States

Annie
New York, NY
United States

Martin
Lengnau,
Switzerland

Richard
Pocatello, Idaho
United States

Natasha
Melbourne
Australia

Basia

Todd
Petoskey, MI
United States

Anonymous
Toronto, Ontario
Canada

frank
PUNTA GORDA, FL
United States

Anonymous

Elspeth
Saint Paul, MN
United States

Kid Lenders
Buffalo Grove, IL
United States

Rich
Sandy Hook, CT
United States

Berryl
St. Louis, MO
United States

Aaron
Stanford, CA
United States

John
Aberden, Aberdeen City
United Kingdom

Christian
Pozuelo de Alarcon, Madrid
Spain

Floris
Nijmegen,
Netherlands

Steve and Myra
Vernon, CT
United States

Anonymous
Blacksburg, VA
United States

Heather
Somerville, MA
United States

Luisa
Malmö, N/A
Sweden

Jarrell
Los Angeles, CA
United States

Sarah
Plainsboro, NJ
United States

Tracey /Halyma
Ottawa, Ontario
Canada

Luis
Évora, Portugal
Portugal

Dave
Middletown, NY
United States

Erik
Greenwich, CT
United States

Gigi
Arlington Heights, IL
United States

Stephen
South River, NJ
United States

Thomas
Leipzig, Sachsen
Germany

John
Rockcliffe Park, Ontario
Canada

Wolfgang
Vechelde,
Germany

Margaret
Norhampton, Northamptonshire
United Kingdom

Anonymous
rochester, MI
United States

Antonio
Laval, Quebec
Canada

The Koppel Family
Reading, MA
United States

wookie
Alexandria, Va
United States

David
Toronto, ON
Canada

Barbro
Linköping,
Sweden

Lynda
Kansas City, MO
United States

The Dhar Group
Boston, MA
United States

Rosemary
Crescent Valley, British Columbia
Canada

Jena
Pacific Palisades, CA
United States

Pat
Latrobe, CA
United States

Karen & Bruce
Richmond Hill, Ontario
Canada

john

Robin
Camberwell, London
United Kingdom

Mogo
Vancouver, British Columbia
Canada

Scott
New York, NY
United States

Dawn
Waterbury, CT
United States

Robert
Pula, Istra
Croatia

Mike
Tulsa, OK
United States

Deborah
San Francisco, CA
United States

lorenza
stone mountain, GA
United States

Ursula
st. louis, MO
United States

James
Taylorsville, UT
United States

William
Nyack, NY
United States

Nathan
Provo, UT
United States

SHIRLEY A
Watertown, WI
United States

Anonymous
Spokane, WA
United States

Doug
Washington, DC
United States

Anonymous
Plano, TX
United States

Liz
Great Falls, MT
United States

Drew
Ventura, CA
United States

Sonia
Denver, CO
United States

Jack
Essex Junction, VT
United States

Jason

Ellie
Worcester, MA
United States

Jackie

Marcus
Herbersthofen,
Germany

Lali
GEORGETOWN, TX
United States

Dinar Phatak
Fremont, CA
United States

André&Imola
leek,
Netherlands

Nina and Matt

GregAndJulie
Austinmer, New South Wales
Australia

CORE
Gloucester, Ontario
Canada

Trudy
Aloha, OR
United States

Gary
Las Vegas,
United States

Anonymous
Camarillo, CA
United States

Maura

Danielle
Rancho Palos Verdes, CA
United States

Allan
Nykøbing Falster, Lolland / Falster
Denmark

Sean Howell
Seattle, WA
United States

Johanna
Braunschweig,
Germany

Katherine
Lake Oswego, OR
United States

Heleen
Lekkerkerk,
Netherlands

Johan
Vaxholm, Stockholm
Sweden

usha
Tucker, GA
United States

Tom
L', Quebec
Canada

Christian
Lund,
Sweden

Tego
Corrales, NM
United States

Colin
Mount Maunganui, Bay of Plenty
New Zealand

Sarah
Bloomington, IL
United States

DecalGal
Pittsburg, CA
United States

Joe
Lufkin, TX
United States

Matthew
Tempe, AZ
United States

Lois
Kanata, Ontario
Canada

Whitney
Byhalia, MS
United States

Bernardo
Madrid, Madrid
Spain

JJ in San Diego
San Diego, CA
United States

Gene, Rusty, Jim & Dennis
Atlanta, GA
United States

Anonymous
Bolton, Ontario
Canada

Margarida
Linda-a-Velha,
Portugal

Lisa
Austin, TX
United States

Jodi
Scotts Valley, CA
United States

Anonymous
Everett, WA
United States

Beth
Forty Fort, PA
United States

Christian
San Francisco, CA
United States

Heather
Melbourne, Victoria
Australia

Dorothee
Rohnert Park, CA
United States

rishab
San Francisco, CA
United States

Daryoosh
Catonsville, MD
United States

Vicki
Spokane, WA
United States

Khairoun
Clerkenwell, London
United Kingdom

Anonymous
Mountain View, CA
United States

Carolyn
New Haven, CT
United States

thurstan
Toronto, Ontario
Canada

Anonymous
Altadena, CA
United States

Trevor Edwards
Runcorn, cheshire
United Kingdom

Karen
North Olmsted, OH
United States

Michael
Shaker Heights, OH
United States

Poverty2Prosperity
San Francisco Bay Area, CA
United States

Steve
Melbourne, Victoria
Australia

Anonymous
Edison, NJ
United States

Michael
Park Ridge, IL
United States

Jeffrey
Long Beach, CA
United States

Dan
San Francisco, CA
United States

nora
Marblehead, MA
United States

Lisa
Denver, CO
United States

Hector
Silver Spring, MD
United States

Anonymous
Rochester, AK
United States

Molly
San Francisco, CA
United States

Top Lending Teams for this group

Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists and the Non-Religious
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Journal entries for Diamond Group

Loan has been disbursed Entrepreneur: Diamond Group Location: Dar Es Salaam, Tanzania Thank you for your loan. It has been disbursed to Diamond Group, consisting of Vitheta Shirima, Habiba Lameck, Christina Alex, Witness Kimaro, Mwanaid Ramadhan, Sikujuwa Hamis, Tabu Juma, Tiba Juma, Zubeda Maro, Fatuma Salehe, Aziza Juma, Nasra Masudi, Mwajiri Yahaya, Theodora Mturi, Vick William, Agatha Mukinga by Tujijenge Tanzania Ltd in Tanzania. We are excited to watch this business grow. Over the 3 months of this loan, Tujijenge Tanzania Ltd will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Dar Es Salaam, Tanzania Nov 3, 2009
Comment on this entry

She is hard working! Entrepreneur: Diamond Group Location: Dar Es Salaam, Tanzania Greetings from Tanzania! Thank you for supporting Vitheta N Shirima and the Diamond Group with a loan. With the loan Vitheta received, she bought ladies clothes, cosmetics and she is doing very well. With the increased stock her monthly profit rose from $227 to about $280! She used the profits to take care of her small child. Vitheta and the Diamond Group are very grateful for the loan and are thankful to everyone who has supported them. To see other loans being fundraised by Tujijenge Tanzania, please click on the following link: http://www.kiva.org/app.php?page=businesses&partner_id=87&status=fundRaising&sortBy=New+to+Old&_tpg=fb
Posted by Rita Nyaborogo from Dar Es Salaam, Tanzania Feb 2, 2010
Comment on this entry

Repayment Schedule for Diamond Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
January 2010	$1,181.25	$1,181.25	Repayment Received
February 2010	$1,476.56	$1,476.56	Repayment Received
March 2010	$1,181.25	Available Mar 1
April 2010	$885.94	Available Apr 1