Luz De San Antonio Group

In this Group:
NICOLAZA MARGARITA MATOS EVANGELISTA, ENMA GINA CHUQUIVILCA CABELLO, NANCY ELIZABETH LINGAN PAUCAR, ROCIO VICTORIA GOMEZ DE LA CRUZ*, OLINDA YOLA CHUQUIVILCA CABELLO, YOLANDA FLORENTINA TINOCO DE MALLMA, BERTHA GIOVANA ESPINOZA JARA, JOSE LUIS ERAZO ASENCIO*, OLIVIA ESTHER ROSALES RAMOS, LLERLIT GUERRA GUIMARAEZ, EVERLINDA GARCIA ALVARADO, HERMENEGILDA TRINIDAD BELLOTA RAYME, CELINA JULIA PEREZ SALINAS
* not pictured

Everlinda has been a member of the Luz de San Antonio ("Light of Saint Anthony") Village Bank for the past eight months. Like her 12 fellow village bank members, she is looking to progress in life through her business.

Everlinda has worked as a seamstress for the past sixteen years. She is in a common-law marriage, has three children, two that are still in high school.

Despite the fact that she never studied dressmaking, she learned how to sew out of necessity. One day she got the bright idea to create capes for a beauty shop. How did she do it? She saw a model in a show and she bought the materials that she needed (patterns, silk polyester, needles and thread). Then she began to make them. She worked on these in the afternoons since in the mornings she took care of boarders.

Her current partner supported her in this work. Soon she was able to add a finishing machine and a special textile machine from the profits of the products and from the loans that she received.

A little while ago she received the terrible news that her partner was suffering from colon cancer. She had to use the little money that she had saved to buy medicine and for doctors’ visits. Because of this she let her business go for a while, but now she is working on it again. Her oldest son finally had to go to work to support her. She needs credit to buy the materials to make the clothing so that can pay her household expenses and for her children to continue studying in high school

Translated from Spanish by Miriam Palacio, Kiva Volunteer

La señora Everlinda participa en la alcancía comunal “Luz de san Antonio” hace ocho meses, al igual que sus doce compañeros son personas que buscan el progreso a través de sus negocios.

Evelinda trabaja en costura hace diecisiete años, conviviente y es madre de tres hijos, dos de ellos aún estudian en el colegio.

A pesar que nunca estudió corte confección Everlinda aprendió a coser por necesidad, un día tuvo se ingenió en crear capas para una peluquería, como lo hizo? tan sólo se dejó guiar de un modelo que vio en exhibición y así compró los materiales que necesitaba (moldes, tela poli seda, agujas e hijos); luego se puso a confeccionarlos; es así que esta labor lo hacía en las tardes porque en las mañanas se dedicaba a dar pensión.

Su actual pareja le apoyaba en este trabajo, lo que con el tiempo llegó adquirir una máquina remalladota y una recubridora tan solo de los ingresos de sus trabajos de confección y de los préstamos que recibió.

Hace poco recibió la mala noticia que su pareja padece la terrible enfermedad de cáncer al cólon, lo cual la obligó a utilizar el pequeño dinero que estaba ahorrando para costear las medicinas y exámenes médicos. Debido a ello descuidó en un tiempo su negocio, actualmente se está recuperando de ello, su hijo mayor tuvo que trabajar a fin de apoyarla. Necesita el crédito para comprar materiales para la confección de prendas para que de esta manera pague los gastos del hogar y estudios a sus hijos en el colegio.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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