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Roger Antonio
Mr. Roger Antonio Pavón is 36 years old and lives with his life partner in the Santa Rosa neighborhood of the city of Masaya. His partner works and helps him buy the food they need and pay the electricity and water bills. The couple has three children, all of whom are currently studying in hopes of a better future, and Roger's main goal is to support his children in their studies and see them grow up to be good men.

For the past 5 years, Roger has been working as a builder. He works on contract jobs given to him by his boss, so when he finishes a job he is left without work until they can find another contract to build a house. He has been purchasing the materials to finish building his own house little by little, since he doesn't have enough money to buy them all at once due to the high price of construction materials. He is grateful to the institution for having approved this second loan, since it will help him achieve his goal of having a decent house.
View original language description ↓
El señor Roger Antonio Pavón tiene la edad de 36 años habita en el barrio santa rosa ubicado en la cuidad de Masaya, junto a su compañera de vida ; la cual trabaja y le apoya con los gastos del pago de luz ,agua y los alimentos que hagan falta, ellos tienen tres hijos , los cuales estudian para un porvenir mejor, brindarle apoyo en sus estudios es lo primordial y verlos como hombres de bien , don Roger desde hace cinco años, trabaja como albañil trabajo que realiza mediante contrato que su jefe le dan, cuando terminan la obra queda sin trabajo, hasta que consiguen otro contrato de vivienda, el ha ido comprando los materiales para terminar de construir su casa ya que de una solo vez no le alcanza por el alto precio que tienen los materiales de construcción agradece a la institución por la buena aprobación de su segundo crédito , ya que con el se beneficiara para lograr tener una casa digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Roger Antonio buy construction materials to continue building his home.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 30, 2009
Nov 1, 2009
Currency Exchange Loss:
Aug 15, 2010