San Carlos Group
"I always wanted to do something different because, if you do it well, you reach a better quality of life." These are Violeta's words. This 46-year-old, mother of two children, one of whom is now independent and the other still a student, has been a member of EDAPROSPO-PROSPERIDAD for a little more than a year. She is the group leader of the “SAN CARLOS” group, elected by the members for her charisma and enthusiasm.
Violeta, or Viole, as her friends call her, has a business called “Confecciones Viole” where she manufactures shoes, a service for women of all ages. She has had it for 15 years and, with her partner's help, shares tasks. While he manufactures the shoes, she takes care of marketing and sales, both from her home and with house-to-house visits with her customers.
Thanks to their hard work they managed to buy and build their house, even adding a second story, proviD. higher education for their children, and have a profitable life. Now, with the loan they are requesting, she intends to invest in raw materials for their work, although her greatest wish is to finish her house adding even a third floor, enlarge their workshop, and buy a car to save time and money in the purchase of raw materials and, finally, proviD. their youngest son with an education, to see him become a professional.
“Siempre quise hacer algo diferente, porque al hacerlo bien se logra un mejor nivel D. vida”, son las palabras D. la señora Violeta que a sus 46 años es madre D. 2 hijos, uno D. los cuales ya es independiente, y el otro aun esta estudiando, Violeta es cliente D. EDAPROSPO-PROSPERIDAD desD. hace poco mas D. un año. Ella es presidenta del grupo “SAN CARLOS” elegida por las socios por su carisma y entusiasmo.
Violeta o Viole, como le dicen sus amigas, tiene su negocio llamado “Confecciones Viole” donD. se dedica a la confección D. zapatos, un servicio D. aparado exclusivamente para mujeres D. todas las edades, lleva en este negocio 15 años, con ayuda D. su pareja, comparten tareas, mientras que él se dedica a la confección D. los zapatos, ella se encarga D. la promoción y venta, tanto en su casa como también haciendo visitas a sus clientes.
Gracias al esfuerzo que han dado en su trabajo consiguieron comprar y construir su casa hasta un segundo piso, dar estudios superiores a sus hijos, y tener una vida D. provecho. Ahora con el préstamo que esta obteniendo, planea invertirlo en la compra D. insumos para su negocio, aunque sus mas grandes sueños son los D. terminar D. construir su casa hasta un tercer piso, para ampliar su taller, comprar un auto para ahorrar tiempo y dinero en la compra D. insumos, y terminar D. darle educación a su menor hijo, verlo profesional.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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