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Rosa De Saron #3, 4, 5 Group
In this Group: Fanis, Francisco, Patricia, Adrien, Andres, Minouche, Cleona, Marie, Wislene, Moliene, Midia, Mimose, Angeka, Maritza, Alide
Fanis is the group coordinator for Banco de Esperanza (Bank of Hope) Rosa de Saron. Her story is representative of the others in her group and more generally of Esperanza's Dominican and Haitian clients. Fanis lives in Puerto Plata with her husband and five children (ages 19, 15, 13, 7 and 4). Fanis' community is located in a rural area near the northern shore of the Dominican Republic. The community does not have access to potable drinking water and has unreliable access to electricity.


Fanis sells food and clothing items to those in her community and the surrounding communities. She plans to use this loan to purchase more merchandise to sell. This will be her fourth loan with Esperanza. She has successfully paid back her previous three loans. Fanis wants to continue to grow her business so that some day she can have her own store. She has been able to improve the quality of life for her family as her business as grown, and she hopes to continue to improve her living conditions. She thanks you for your support and for helping her achieve her goals!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,061,225
    Funds lent in using Kiva
  • 36.1
    Dominican Republic Pesos (DOP) = $1 USD