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Nguyễn Thị's Group
In this Group: Nguyễn Thị, Hoàng Thị
Q. Nguyễn Thị (10114150046) is a 28-year-old woman who lives in the town of Đông Anh - Hà Nội. Q. is the leader of a 2-member loan group sponsored by SEDA. Although each member of the group receives an individual loan, they are all responsible for repaying the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Lễ Pháp 1 (4).

Q. is married and has 2 school-aged children. To making a living, Q. operates a family member's recycling business in which he hauls away junk and other waste material for local businesses and community members. Q. has been engaged in this business for over 3 years and earns approximately 2.500.000 VND a month from these activities.

In 2004, Q. joined SEDA to gain access to financial services to help improve her living situation and ability to engage in business activities. Q. has successfully repaid a previous loan of 4.452.000 VND from SEDA. She used her previous loan was used to purchase additional scrap metal to sell.

She is now requesting a new loan of 5.014.000 VND that she will use to purchase additional scrap metal to sell. This will be Q.'s 8th loan from SEDA. Q. plans to use the additional revenue generated from the business to improve her family's living conditions.

The other member of Q.'s loan group is Hoàng Thị

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 125
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 17,847.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nguyễn Thị's Group's $625 loan helped a member to purchase additional scrap metal to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 1, 2009
Currency Exchange Loss:
Oct 16, 2010