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Amistad De Palmira Group
In this Group: Maribel, Maria Nela, Liboria, Consuelo, Maria Erika , Ylsen Gloria, Julia De Carmen, Julia, Silvia, Teofano
The Communal Bank “Amistad De Palmira” is located in the neighborhood of La Palmira. The group is in its second loan cycle and is composed of 10 members. The leaders are Maribel (President), Maria Ericka (Treasurer), and Consuelo (Secretary). The members are engaged in various retail businesses selling clothing, shoes, cosmetics, food, groceries, bread, fruit juices, and other products.


Maribel has been selling clothing and shoes for six years. Her loan is designated for her business. She has two young daughters who attend school.


Maria Ericka has been selling food for one year. Her goals are to continue working and expand her business. She lives at home with her mother and three children, who attend the neighborhood school. Her earnings enable her to sustain her household.


Consuelo has been operating a bakery for nine years. She works eight hours a day, Monday through Friday. She lives in a rented house and has one child.

View original language description ↓
Banco de Emprendimiento: AMISTAD DE PALMIRA se encuetra ubicado en el Barrio La Palmira,el Banco esta en su 2do ciclo, compuesto por 10 personas; es dirigido por su PRESIDENTA MARIBEL, la TESORERA MARIA ERICKA y la SECRETARIA CONSUELO. El grupo se dedica a la venta de Ropa, Zapatos,Cosmeticos,Comida, Abarrotes,Panaderia,Venta de Jugos de Frutas y otros.
La Presidenta del grupo, tiene 6 años de antigüedad en la Venta de ropa, Zapatos al cual ira destinado el crédito; tiene 2 hijas pequeñas que aun asisten a la escuela.
La Tesorera del Banco, tiene un año de antigüedad en el rubro de venta de comida, su meta es seguir Trabajando y ampliar su negocio. Vive en la casa de su madre, tiene 3 niños que estudian en la escuela del barrio y con los ingresos que percibe ayuda en sustento del hogar.
La Secretaria del Banco, tiene 9 años en el negocio de Panaderia trabaja de lunes a viernes 8 horas al dia. Vive en alquiler, tiene una hija bajo su responsabilidad.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $28,232,175
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Amistad De Palmira Group's $2,625 loan helped a member increase the operating capital for their respective businesses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 13, 2009
Listed
Oct 28, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2010