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Las Comadres Group
In this Group: Osman, Lindaliz, Mariana Dalcy, Carola, Jose Luis , Esther Karen, Ximena , Sara Nataly, Marlene, Elena, Claudia Rosa, Ana Maria, Juan Miguel
Banco de Emprendimiento: LAS COMADRES is located in the neighborhood San Juan. The bank is in its second cycle, made up of 13 people, and is a dynamic and happy group. It is directed by its president, Mariana Dalcy, the treasurer, Claudia Rosa, and the secretary, Carola. In the group there are women that work selling clothing, shoes, cosmetics, food, groceries, CDs, Herbalife, candy, etc.

The president of the group has 6 years of seniority in the sale of cosmetics, and her new innovation is in the market of Herbalife, for which this credit will be used. She dedicates 8 hours a day to her job and has a daughter of school age.

The treasurer of the bank has 5 years of seniority in the area of grocery sales, and this credit will allow her to invest more in her business. She works 6 days a week and 8 hours a day, and her job is mostly carried out in her own home. Her goal is to continue working and expand her business. She has 3 children that study in the neighborhood school, and the income that she receives helps in the upkeep of her home.

The secretary has worked for 2 years in the business of selling candy and grilled meats. She works from Monday to Friday in the school of Colorada. She knows how to interact with the partners and is very creative and hardworking. She lives in a rented home and has 2 daughters under her responsibility.
View original language description ↓
Banco de Emprendimiento: LAS COMADRES se encuentra ubicado en el Barrio San Juan,el Banco esta en su 2do ciclo, compuesto por 13 personas, es uno de un grupo dinámico y alegre; dirigido por su PRESIDENTA MARIANA DALCY,la TESORERA CLAUDIA ROSA y la SECRETARIA CAROLA. En el grupo hay señoras que se dedican a la venta de Ropa,Zapatos,Cosmeticos, Comida, Abarrotes, Panaderia, Venta de cd`s,herbalife ,Dulces etc.
La Presidenta del grupo, tiene 6 años de antigüedad en la Venta de cosmeticos y su nueva innovacion en el mercado de herbalife a la cual va ir destinado este credito; le dedica 8 horas al dia, tiene una hija en edad escolar.
La Tesorera del Banco, tiene 5 años de antigüedad en el rubro de venta de abarrotes a la vez este nuevo credito le permitira invertir mas en su negocio, trabaja 6 dias a la semana y 8 horas al dia, su trabajo mayormente es realizado en su propio domicilio,su meta es de seguir Trabajando y ampliar su negocio. Tiene 3 niños que estudian en la escuela del barrio y con los ingresos que percibe ayuda en el sustento del hogar.
La Secretaria lleva 2 años en el negocio de Venta de Dulces, Asaditos (lomitos) y Panza rebozada trabaja de lunes a viernes en el colegio de la Colorada. Sabe interactuar con las socias es muy creativa y trabajadora,vive en alquiler y tiene 2 hijas bajo su responsabilidad.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Comadres Group's $3,850 loan helped a member to increase working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2009
Oct 27, 2009
Currency Exchange Loss:
May 15, 2010