Las Rosas Group
NANCY has been making her living for two years by running a neighborhood grocery. She gets up at six in the morning to start helping her customers. She sells soft drinks, juices, soap, sugar, coffee, salsas and traditional baked goods, among other things. She lives with her 1-year old son and her husband, who works as a driver. She is requesting the loan to purchase butter, rice, spaghetti, soft drinks, baked goods and salsa because she needs to stock her grocery. Right now she has little in the way of products and needs to increase her stock in order to make a better profit. Her goal is to be able to convert her neighborhood grocery into a small market.
DOÑA EDIS has been making her living for two years by selling new and used merchandise such as wallets and ladies' and men's shoes as well as all manner of fashionable, formal children's shirts. Even though she has steady customers, she also goes house to house to sell to her neighbors and visits nearby regions. Edis sells $1,022.00 in merchandise and purchases $601.00 in merchandise which gives her a monthly profit of $421.00. She lives with her 15-year old son who is in his 2nd year of secondary school; her goal is to help him graduate. Her husband has been working in the United States for 12 years. He sends her remittances, and in this way she is able to meet her and her son's needs. Edis is requesting the loan in order to purchase wallets and ladies' and men's shoes. The high season is coming and this way she will be able to make a better profit.
KAREN has been making her living for 13 years by selling tortillas all day long. She gets up at four in the morning to make the tortillas. She has liked this business since she was a young girl. She lives with her husband and her three children. Karen has $23.00 in daily sales and spends $12.00, so earns a profit of $11.00. She needs the loan in order to purchase corn, firewood, lime and plastic basins.
and DOÑA DENIA is 51 years old. She has been making her living for 14 years by making and selling tortillas, which she delivers to an airport cafeteria in Tegucigalpa. Her tortillas are requested for tacos. She also has steady clients who pay her $15.00 a day; she spends $7.00, leaving an earnings of $8.00. She lives with her husband who works as a driver in a private company. This client's dream is to be able to sell more each day and make a better profit. She is requesting the support of the institution in order to purchase corn, firewood and napkins.
NANCY tiene dos años de dedicarse a minipulperia, se levanta a las seis de la mañana para comezar a atender a sus clientes ella vende refrescos, jugos, jabon, azucar, café, salsas, churros pañales, pan palomitas entre otros, vive con su hijo de un año y su esposo quien trabaja de motorista, ella solicita el credito para comprar manteca arroz, espaguettis, refrescos, churros, salsa ya que necesita surtir mas su pulperia, ahora cuenta con poco producto y necesita surtir mas para obtener mejores utilidades, su meta es poder convertir su Minipulperia en un mercadito.
DOÑA EDIS tiene un año de dedicarse a la venta de mercaderia nueva y usada como ser carteras, zapatos de caballero y de dama, asi mismo vende todo tipo de camisas formales juveniles de moda, ya que tiene clientes fijos, igual sale venderle a sus vecinos de casa en casa y visita zonas aledañas
Edis vende $ 1,022.00 y compra $601.00 obteniendo una utilidad mensual de $ 421.00
ella vive con su hijo de 15 años quien cursa el 2do año de cliclo común ya que la meta de ella es graduarlo, su esposo trabaja en los estados unidos desde hace 12 años el le envia remesas y de esta forma logra salir con todas las necesidades de ella y su hijo. Edis solicita el credito para comprar carteras. Zapatos de dama y caballero, viene una temporada alta y de esta forma obtener mejores ganancias.
KAREN tiene 13 años de dedicarse a la venta de tortillas todo el dia, se levanta a las cuatro de la mañana a elaborar las tortillas, desde niña le ha gustado el negocio, ella vive con su esposo y sus tres hijos. Karen vende diario $ 23.00 y gasta $ 12.00 obteniendo una utilidad de $ 11.00 necesita el credito para comprar maiz, leña, cal, pailas plasticas.
y DOÑA DENIA tiene 51 años de edad, tiene 14 años de dedicarse a elaboracion y venta de tortillas las cuales las entrega en una cafeteria del aereopuerto de tegucigalpa, se las piden para tacos tiene sus clientes fijos tambien que les entrega diario $ 15.00 y ella gasta $ 7.00 obteniendo una ganacia de $ 8.00 ella vive con su esposo quien labora en una empresa privada como motorista el sueño de la cliente es poder vender cada día mas y de esta forma obtener mejores ganancias. ella solicita el apoyo a la istitucion para comprar maiz, leña, servilletas.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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