Afia is 30 years old, married and the mother of four children. She lives with her husband and the children. Currently all her children are schooling in the community. She is a local manufacturer of soap. She combines materials like palm oil, soda powder, cocoa pods and coconut oil to make her soaps. She is not able to produce in large quantities due to lack of funds. She wants to take advantage of the loan facility to buy more raw materials and processing equipment to scale up production. She hopes to increase her income to support her children's education.