Flordelina, to her credit, has a number of businesses. She manages a tricycle transport. She also sells electronic load credits for mobile phones, which have now become a necessity for people. In addition, she makes and sells peanut butter and she buys and sells pork and chicken. All these, when combined, give Flordelina a sure monthly income of P13,700.00 a month. Her profits are enough to support her children’s education.
Since joining the Center for Community Transformation (CCT) Credit Cooperative in September 2006, Flordelina has been enjoying its many benefits for its members, who are mostly housewives. She is now on her 10th loan cycle with CCT. She is expecting to receive a fresh loan from the cooperative in the amount of P22,000.00, which she will divide amongst her businesses as additional capital.
The couple wishes to see all their children finish their college education.
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.
CCT is a member of the Five Talents family.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
250View loans »