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Maria Elena
Maria Elena C. C. is 57 years old and lives in the neighborhood of San Caralampio, located in La Concepción Masaya. She lives with her husband who works as a shopkeeper to support her with the household expenses. They have three children, all of whom are already married and independent. Her plans for her family are to improve their quality of life. Maria Elena began her farming work with the support of her parents. The biggest difficulties that she faces are that she does not have her own little truck to transport the fruits and that on occasion, pests have harmed the crops since they lack the supplies necessary to produce a good crop. She is grateful for the institution for the approval of her first loan, which she will invest in supplies and fertilizers so that she will be able to achieve a good harvest.
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La señora Maria Elena C. C., tiene la edad de 57 años, habita en el barrio San Caralampio, ubicado en La Concepción Masaya, junto a su esposo, el cual trabaja como comerciante, para apoyarle con los gastos del hogar, ellos tienen tres hijos, todos ya casado e independientes, los planes hacia su familia es mejorar las condiciones de vida, ya que ella inicio los trabajos agrícolas con el apoyo de sus padres , la mayor dificultad que se le presenta es que no tiene una camioneta propia para poder trasladar las frutas y en ocasiones las plagas han afectado el cultivos ya que carecen de insumos necesarios para ser una buena fruta agradece a la institución por la buena aprobación de su primer crédito ya que lo va a invertir en insumos y fertilizantes y poder lograr una buena cosecha.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Elena to buy supplies and fertilizer to improve the harvest.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 21, 2009
Oct 28, 2009
Currency Exchange Loss:
May 15, 2010