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Beatrice
Beatrice is a 35-year-old widow who lives in Runyenjes Embu, Kenya. She has two children. Beatrice has spent all her finances raising her children after the death of her husband more than three years ago. Hers has been a life of struggle, but she thanks God for overcoming all the difficulties.


Beatrice runs a boutique in Runyenjes town, a venture she initiated in 2008. She appreciates the fact that she has been able to get access to K-MET loans to improve her business. This has really changed her life. She periodically travels to Nairobi to get most of her stock. She mainly sells children's, ladies' and men’s clothing. Beatrice hopes to use her next loan of Kshs 40,000 to enable her to purchase more stock of clothes currently in the market.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 334
    View loans »
    Kenya Loans Fundraising
  • $38,092,825
    Funds lent in using Kiva
  • 75.1
    Kenya Shillings (KES) = $1 USD