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Ms. Astou P. has lived in the zone of Camberene, an area situated north of Dakar, for several years. Her main activity is dressmaking, but she is especially turning towards selling boubous (wide-sleeved West African robes) and fabric. She draws on three years of experience in this field. She is married and a parent beneficiary (of the U-IMCEC loan program described below). She is seeking a loan of 150,000 francs, which will be used to buy shoes and various other items to diversify her merchandise and enlarge her business. In this way, she will be able to increase her monthly profits by 10,000 francs.

Ms. Astou P. is a beneficiary of the agreement between U-IMCEC (one of Kiva's field partners) and the Programe for the Development of Children and Families (PDEF in French) Seydina Issa Laye. The PDEF seeks to reduce poverty within the community, and especially to protect children who come from destitute families. Thanks to this cooperation, the parents of these children can benefit from loans having more flexible terms as compared to ordinary loans. Since the agreement's inception in December 2008, 120 parents have received financing in amounts varying from 50,000 to 150,000 francs.
Madame Astou P. habite dans la zone de Camberene une localité situe au nord de Dakar depuis plusieurs années. Sa principale activité exercée est la couture mais elle est surtout orientée dans la commercialisation de boubous et de tissus. Elle capitalise une expérience de trois ans .Elle est mariée et parent bénéficiaire. Elle sollicite un crédit de 150 000 frs qui sera destine a l achat de chaussures et d autres articles divers pour diversifier ses marchandises et élargir son marche. Ainsi elle pourra augmenter ses bénéfices mensuels de 10 000 frs.
Madame ASTOU P. est une bénéficiaire du protocole entre U-IMCEC et le Programme de Développement de l'Enfant et de la Famille (PDEF) Seydina Issa Laye. Le PDEF cherche à réduire la pauvreté au sein de la communauté et surtout à protéger les enfants issus des familles démunies. Grâce a cette coopération, les parentes de ces derniers peuvent profiter de crédit a des conditions plus souples par rapport aux crédits ordinaires. Depuis le démarrage du protocole en Décembre 2008, 120 parents ont reçu un financement pour des montants qui varient entre 50.000 et 150.000 frs.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 90
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 436.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD