Ayishetu is fifty years old. She is married and has given birth to eight children. She lives with her children and husband in a rented apartment in a busy commercial town called Ejura in the Ashanti region of Ghana. She is a petty trader. She sells bags of charcoal. Ayishetu procures the goods from nearby communities. She supplies to food vendors and retailers. She has been in business for over twenty years and wants a loan to procure bags of charcoal in bulk. She is hopeful to give her children the best education she can afford.