Margaret is 46 years old. She is married and has given birth to four children who are all in school. She lives with her children and husband in a rented apartment in a busy commercial/farming community in the Brong Ahafo Region called Goaso. Margaret is a trader. She trades in textiles such as ladies’ under wears, infants’ layette, etc. She sells at the local market square and also treks to sell in other community markets. Margaret buys her goods from Kumasi. She has been in business for over twelve years and is requesting a loan of $700 to buy bales of textiles in bulk. Buying large quantities enable her to realize more profit for her efforts.