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Christian is 26 years old and single but he has three dependents that he cares for aged 10, 12 and 15.

Christian’s shop is relatively new - only 7 months old, but so far the business is doing quite well. He employs two other people as helpers in his store. He works long days and is trying to establish his business as a leading provider of general and sundry merchandise in his community.

This is Christian’s first loan from Vision Finance Company and Kiva lenders and he hopes to use the proceeds to help his cash flow and working capital situation. He will also use the loan to buy new items for this shop that he thinks his customers will want to purchase. At the same time, by purchasing in larger quantities he will be able to garner lower prices for his products which will give him more profit at the end of the day.

Christian wants this business to succeed to provide a secure future for himself and his dependents.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD