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Odiljon S. is 30 years old, and he has a secondary-level education. He is married and has 1 child. Odiljon grew up in a poor family, and his parents could not pay for his education, so he does not have any specialization. After his school graduation, he went to a market and provided his help as a loader. Everyday he saw how the sellers worked successful and earned income.

He decided to start his own business but did not have any money. Four years ago he started a small business, and first goods he sold were were men's socks. Gradually he learned skills in selling, and he increased the range of goods and turnover. Currently Odiljon sells kids' sport wear and men's underwear. With the loan amount of $575, Odiljon is going to buy a new range of kids' and men's clothes at lower prices than other sellers. This loan helps a poor person obtain goods at moderate prices. He is going to pay off the loan over 8 months.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $575 helped Odiljon to buy and sell a new range of goods.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 9, 2007
Jul 24, 2007
Currency Exchange Loss:
Apr 10, 2008