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Sonia
Sonia M. S. is 36 years old and lives in a small Costa Rican rural community named Cuatro Bocas de Upala, which is located in the Alajuela province. It is known for its commerce, raising cattle for both beef and dairy and agriculture. She lives with her two children and her husband.

For many years now, Doña Sonia has been dedicated to raising cattle for the production of both beef and dairy. She sells her goods to the neighbors in her community, who are very satisfied with the quality of the products she offers. Doña Sonia attributes the improved living conditions that she and her family have enjoyed to the progress of her business.

Currently, Doña Sonia is requesting a loan of 500,000 colones so she may purchase 5 cows and increase her production. She realizes that having more cows means more sacrifice and hard work. However, her desire to be a successful entrepreneur is what drives her dedication and efforts.

Doña Sonia is a member of Empresa de Crédito Communal Bansuperafe, which is made up only of women, as it specialty is supporting non-professional women and female heads of households. It is one of the 100 organizations that make up EDESA in Costa Rica. This will be her third loan, with which she expects to continue her personal and economic growth, as well as actively participating in her community’s credit organization.
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Sonia M. S. es una señora de 36 años de edad, quien vive en una pequeña comunidad rural de Costa Rica llamada Cuatro Bocas de Upala, localizada en la Provincia de Alajuela. Ahí se desarrollan actividades como el comercio, ganadería de doble propósito (carne y leche) y agricultura. Ella vive con sus dos hijos y su esposo.

Desde hace ya varios años doña Sonia se dedica a la ganadería de doble propósito. Logra vender sus productos a los vecinos de su comunidad quienes se muestran muy satisfechos con la calidad de los productos que ofrece. Doña Sonia considera que gracias al progreso de este proyecto, ella y su familia han mejorado poco a poco sus condiciones de vida.

En estos momentos doña Sonia desea obtener un microcrédito por ¢500,000 (quinientos mil colones), para comprar 5 vacas y así poder incrementar la producción. Ella sabe que contar con mayor número de vacas más es un mayor sacrificio y demandará más trabajo. Sin embargo, el deseo de ser una microempresaria exitosa la motiva ha esforzarse con gran esmero y dedicación.

Doña Sonia es socia de la Empresa de Crédito Comunal Bansuperafe; la cual está integrada solo por mujeres ya que se especializa en apoyar a mujeres no profesionales y jefas de hogar, es una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su tercer préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 33
    View loans »
    Costa Rica Loans Fundraising
  • $4,168,700
    Funds lent in using Kiva
  • 567.5
    Costa Rica Colones (CRC) = $1 USD