Grace is fifty one years old. She is divorced and has four children. Currently, all her children are in school. She owns and operates a grocery shop and sells items like rice, evaporated milk, canned foods and drinks, and assorted cooking oils. She wants to use the loan to buy an increased stock of rice, canned foods and drinks, milk, and other items to expand her business. She believes that with increased income, she will be more capacitated to finance her children’s education and to provide them with life opportunities that are better than what she has had.