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Mirna
Mirna Ordoñez B. is 39 years old and lives with two of her four children. The community where she resides is called Canalete and is located in the province of Alajuela. This region is a semi-mountainous area where the main business activities are agriculture and livestock breeding. It is a community that has great opportunity for development and establishment of micro-enterprises in both agribusiness and commercial trade.


Doña Mirna has been involved in agriculture for more than 18 years, specifically the cultivation of basic grains. She says the market of these products is very good because they are staples that are consumed throughout Costa Rica. Thanks to her business, her living conditions have improved considerably. Mirna also claims that she has grown as a person and has acquired much knowledge.


At the moment, she is requesting a microloan of 450,000 colones in order to increase her plantings slightly. Doña Mirna will also pay for maintenance and purchase fertilizers, seeds, and other supplies. Through this investment, she expects a good harvest and hopes her output will command a high market price.


Doña Mirna is a member of the Community Credit Enterprise of Canalete, one of 100 partner organizations that make up EDESA in Costa Rica. This will be her fourth loan and she hopes to continue growing personally and financially. She is an active participant of her local credit organization.

View original language description ↓
Mirna Ordoñez B. es una señora de 39 años de edad quien vive con dos de sus cuatro hijos. La comunidad donde vive doña Mirna se llama Canalete localizada en Upala en la provincia de Alajuela, es un lugar semimontañoso y sus actividades económicas se centran en la agricultura y mayormente en la ganadería. Es una comunidad con una gran oportunidad de desarrollo y establecimiento de microempresas, tanto de agroindustria como comercio.

Desde hace más de 18 años doña Mirna se dedica a la agricultura, específicamente a la siembra de granos básicos. Dice que el mercado para estos productos es muy bueno ya que es forman parte de los alimentos principales que se consumen en Costa Rica. Comenta que gracias a este proyecto sus condiciones de vida han mejorado considerablemente y dice además que ha crecido como persona y ha adquirido mucho conocimiento.

En estos momentos doña Mirna desea obtener un microcrédito por ¢450,000 (cuatrocientos cincuenta mil colones), para agrandar un poco más su siembra, darle mantenimiento, además comprar fertilizantes, semillas entre otros insumos. Con esta inversión espera lograr una buena cosecha, con productos de características apropiadas para conseguir un precio de venta alto.

Doña Mirna es socia de la Empresa de Crédito Comunal Canalete, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su cuarto préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 37
    View loans »
    Costa Rica Loans Fundraising
  • $4,443,750
    Funds lent in using Kiva
  • 567.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Mirna purchase supplies for cultivating grain.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 28, 2009
Listed
Oct 23, 2009
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010