Check out some available loans that are similar to this one!
María De Los Ángeles
María de los Ángeles V. Muñoz is 51 years old and a resident of Los Tijos de Upala, which is located in Alajuela province. She lives with her husband and two children. Her rural community lies within the semi-mountainous topography of Costa Rica in Central America. The main industry in the community is centered on agriculture, especially the cultivation of grains, and livestock breeding to a lesser extent.


For two years, Doña María has been cultivating papayas. She says she has enough experience in the care and maintenance of this type of crop. She has a small area designated for planting papaya and has achieved very good results harvesting and distributing her crops in previous seasons. Therefore, she wants to expand her plantation. Thanks to the success of her business, the quality of life for her family has improved considerably.


At the moment, Doña María is requesting a microloan of 680,000 colones to buy fertilizers, seeds, and different supplies in order to maintain and promote the growth of her crop with hopes of being rewarded by a good harvest.


Doña María is a member of the Community Credit Enterprise of Los Tijos, one of 100 partner organizations that make up EDESA in Costa Rica. This will be her second loan and says that she hopes to continue growing as a micro-entrepreneur and move her business forward. She also thanks these types of organizations and credit facilitators who enable her to spend more time on productive activities.

View original language description ↓
María de los Ángeles V. Muñoz es una señora de 51 años, vecina de Los Tijos de Upala, localizado en la provincia de Alajuela. Es una comunidad rural con una extensión relativamente grande, con topografía semi montañosa ubicada en Costa Rica, Centroamérica. La comunidad se dedica especialmente a la agricultura de granos básicos, y en menor escala a la ganadería. Vive con su esposo y dos de sus hijos.

Desde hace 2 años doña María se dedica a la siembra de papaya, por lo tanto, dice que posee bastante experiencia en el cuidado y mantenimiento de esta clase de cultivo, tiene un pequeño terreno en el cual ha sembrado papaya anteriormente y le ha dado muy buenos resultados a la hora de distribuirla por lo cual desea expandir su plantación, ya que gracias a este negocio la calidad de vida de su familia ha mejorado considerablemente.

Lo que en estos momentos solicita doña María es un micro crédito de ¢680,000 (seiscientos ochenta mil colones), para comprar fertilizantes, semillas, y diferentes insumos para dar el mejor mantenimiento y asistencia posible a su cosecha, así al final podrá ser recompensada y podrá tener una muy buena producción.

Doña María forma parte de la Empresa de Crédito Comunal de Los Tijos, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su segundo crédito y dice que con el espera seguir creciendo como microempresaria y sacar su negocio adelante. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede dedicar más tiempo a las actividades productivas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,022,575
    Funds lent in using Kiva
  • 567.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María De Los Ángeles purchase inputs & supplies for growing papaya.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 26, 2009
Listed
Oct 24, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2010