Lucia Mutheu M. has run her beauty and barber shop for three years in a rural market area that is rapidly developing. She offers hair treatments, plaiting, blow drying, hair shaving, as well as manicures. The salon caters to men, women and children who visit the market. She has one employee, and the business is challenged by power rationing and water shortages. She is using the proceeds from this loan for an additional blow dryer and to add cosmetics and other beauty products to her line-up. She would ultimately like to own her own plot and salon building, as well as expand her offering. Lucia describes herself as hardworking, determined, and patient, and she is caring and loving to her family. Her husband works at Kenya Railways, and they have four children from age four to ten years old.