Delphine is a proven entrepreneur with ten years of experience. She sells a variety of goods in her small grocery store as her photo indicates. She employs one person in her shop and the hours of operation are from 7 a.m. to 8 p.m. every day.
Delphine is requesting her first loan from Vision Finance Company and Kiva lenders in order to expand her business. She will use the loan to purchase more variety of attractive goods such as soft drinks, biscuits (cookies), sweets (candies) and novelties which she hopes will appeal to her existing customer base and attract new customers as well.
By receiving and using this loan prudently, and with the hoped for profit from the expansion of her business, Delphine will be able to set aside savings to take care of her family and dependents.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid