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Betty owns a retail shop selling day-to-day essentials. She wants to use this loan to buy more merchandise like boxes of soap, cartons of salt, sacks of sugar, and jerry cans of cooking oil. On average, she serves 20 customers a day. Her challenges include defaulters and the rainy season, because, when it rains, very few customers come to her retail shop which is in a muddy place on the outskirts of Kampala. She pays for transport costs to and from her suppliers in Kikuubo, one of the busiest places in Kampala.

Betty is a 46-year-old married woman with four children between the ages of 13 and 22 years. All her children go to school. She owns a five-room house where she lives with seven people. The family has access to electricity but no piped water. Her monthly expenses include school fees and medication.

Betty has been in her business for six years and with MCDT for ten years, now on her 17th loan working with the same group mates. Betty hopes to see her business grow stronger and wants to start selling only wholesale.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 146
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 1,880.0
    Uganda Shillings (UGX) = $1 USD