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Ngoun S., 33, is married with two school-aged children. She resides in Kompong Chnang Province, Cambodia with her husband.

To make a living, she sells breakfast, including coffee and Chinese noodles, to her existing and new customers, earning an income of US $3. She has to get up early in the morning every day to prepare her food shop while her husband goes fishing at a big lake in the province. S.’s husband is skilled in producing Cambodian traditional fishing traps, so he is able to catch a lot of fish to sell at the local market, earning an income of US $4 per day, which is the primary source of income of the family.

This couple is seeking to improve their standard of living and to generate more income, so Ngoun is asking for a loan of US $1000 to purchase a big fishing boat for her husband's fishing business. The boat will also enable her husband to transport goods to her shop easily.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ngoun to buy a big fishing boat.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Oct 24, 2009
Currency Exchange Loss:
Feb 15, 2011