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Luisa is the treasurer of the San Rafael Group. “Determination and charisma" are qualities that 68-year old Luisa has demonstrated. She is happily married, and she has four children who are independent. She has worked with Edaprospo-Prosperidad for over one year. During that time her business has grown, and she has opened others.

Forty years ago, Luisa worked in Customs for more than four years. It went very well for her. However, there was a change in the government. That change caused massive firings in many work centers. This also happened where Luisa worked. Finding herself without work was unexpected. She felt obliged to earn her living in another way.

She did not have much money, so she started her business in her own house. First she sold potatoes, onions, tomatoes, and other fruits and vegetables. Time passed and she started selling fish. To do so she had to get up at 3:00 a.m. to go to the terminal to buy it.

Having money saved from her business, she decided to apply her technical training--cutting and sewing. She bought a sewing machine to do this. She put it in her house, and that is how her small shop started. With help from her daughters, she devoted years to her shop. She bought other sewing machines and her business grew. It brought good earnings, and she saved.

With help from her husband, who works in construction, they decided to build a second floor on their house. They planned to rent out the second floor when it was finished. That way they would have more income for the family.

Years passed, and their children became independent. Luisa now has employees in her shop. They rent the second floor, and they are starting to build a third. She bought a car to rent out.

She works with us because she wants to make her dreams, which are to finish building the third floor and rent it out as well, come true. She wants to buy a minivan to provide school transportation. She also wants to travel the world. She dreams that someday she will do these things because she has “determination and charisma, the tools of winners.”

Translated from Spanish by Ginny Kalish, Kiva Volunteer

Sra. Luisa es la tesorera del grupo San Rafael. “Determinación y carisma” son cualidades que la señora Luisa a sus 68 años de edad ha logrado demostrar, ella esta felizmente casada, tiene 4 hijos ya independientes, y trabaja con Edaprospo-Prosperidad desde hace más de un año, tiempo en el que su negocio ha crecido y en el que incluso abrió otros mas.

Hace 40 años Luisa trabajaba en la Aduana por mas de 4 años, le iba muy bien, pero hubo un cambio de gobierno, cambio que provoco despidos masivos, en muchos centros laborales, también donde trabajaba Luisa, fue algo inesperado el quedarse sin empleo, ella se vio obligada a ganarse la vida de otra forma.

No tenía mucho dinero así que comenzó un negocio en su propia casa, primero vendió papa, cebolla, tomate, otras verduras y frutas, paso un tiempo y adicionalmente vendió pescado para el cual tenia que levantarse a las 3:00 a.m. para ir a comprarlo al terminal.

Al tener un dinero ahorrado del negocio decidió ejercer una de las carreras técnicas que había estudiado, corte y confección, para ello se compró un maquina de cocer, la cual coloco en su casa y así comenzó su pequeño taller. Se dedico años a su taller con ayuda de sus hijas, compraron otras maquinas de coser, su negocio creció y trajo buenas ganancias y con ello ahorro, con la ayuda de su esposo que se dedica a la construcción civil decidieron construir el segundo piso de su casa, al terminarlo destinaron el segundo piso para alquilarlo, y así tener mas ingresos para su familia

Pasaron los años y sus hijos se independizaron, Luisa ahora tiene empleados en su taller, alquila su segundo piso y esta empezando a construir el tercero, se compro un auto para alquilarlo, ella trabaja con nosotros porque desea culminar sus sueños que son terminar de construir su tercer piso para también alquilarlo, comprar una combi para hacer movilidad escolar, y la de viajar por el mundo, sueño que talvez algún día logre porque tiene “determinación y carisma, armas de una triunfadora”.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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