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Ms. Coumba N. has been selling ice, ice cream, and detergents for three years in Camberene, a suburb located a few kilometers north of Dakar. This loan represents her first U-IMCEC loan. She envisions an increase of 20,000 francs a month in her profits. She is married and lives with her husband and her three children.

Ms. N. is a beneficiary of the agreement between U-IMCEC and the PDEF (program for child and family development) Seydina Issa Laye. The PDEF seeks to reduce poverty within the community and especially to protect children born of destitute families. Thanks to this cooperation, the parents of these children can take advantage of loans having more flexible terms compared to ordinary loans. Since the agreement's start in December 2008, there have been 120 parents who received financing in amounts ranging from 50,000 to 150,000 francs.
View original language description ↓
Madame Coumba N. vend de la glace, de la crème glace et du produit détergent depuis trois ans a Camberene, une banlieue situé à quelques kilométrés au nord de Dakar. Ce crédit représente son premier prêt d'U-IMCEC. Elle envisage une augmentation de 20.000 frs par mois de ses bénéfices. Elle est marie et habite avec son mari et ses trois enfants.

Madame N. est une bénéficiaire du protocole entre U-IMCEC et le Programme de Développement de l'Enfant et de la Famille (PDEF) Seydina Issa Laye. Le PDEF cherche à réduire la pauvreté au sein de la communauté et surtout à protéger les enfants issus des familles démunies. Grâce a cette coopération, les parentes de ces derniers peuvent profiter de crédit a des conditions plus souples par rapport aux crédits ordinaires. Depuis le démarrage du protocole en Décembre 2008, 120 parents ont reçu un financement pour des montants qui varient entre 50.000 et 150.000

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $13,487,775
    Funds lent in using Kiva
  • 437.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Coumba to increase her working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2009
Oct 24, 2009
Currency Exchange Loss:
Sep 15, 2010