Amistad Y Lucha Group
Esther sells clothing and accessories door-to-door and tells us that since childhood she has always been attracted to sales. When she was able to gather a little money she began selling clothing accessories to her girlfriends and little by little began to amass a bit of capital which she then invested in the purchase of clothing. She feels satisfied because, with her business, from a very early age, she was able to help support her parents, buy her items, and help her husband with the expense of educating their children thereby insuring that they would have a profession. Today, her work's purpose is to support her youngest child who is a university student and, when she travels to the countryside where she also sells her merchandise, she takes advantage of the opportunity to get to know a bit more of her country.
La Sra. Esther, se dedica a la venta de ropa y accesorios a domicilio, nos comenta que desde muy niña le llamaba la atención las ventas, y en cuanto pudo juntar un poco de dinero empezó vendiendo accesorios de vestir a sus amigas y poco a poco fue formando un capital el cual invirtió luego en la compra de ropa.
Ella se siente satisfecha, porque con su negocio desde muy joven pudo apoyar a sus padres, adquirió sus artefactos, apoyó a su esposo en el pago de los estudios de sus hijos, y así lograr que tengan una profesión.
Hoy en día su trabajo está destinado a apoyar al menor de sus hijos que estudia en la universidad, y cuando puede viaja a provincia donde también ofrece su mercadería aprovecha la oportunidad para conocer un poco más su país.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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