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Jose A. is 50 years old, married, and the father of 5 children who are his first priority. They are 25, 24, 22, 19 and 14 years old, respectively and they all live at home. He wants to buy dairy cattle. For many years he has been a farmer and wants to expand. He currently doesn't have any cattle, he only farms coffee on his own farmland but, he has unused land that he would like to to use for cows. This is his first loan with FUDECOSUR and he has not had any previous credits with banks. He hopes to provide his wife and children a better and more stable future.
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Jose A. A. A. tiene la edad de 50 años, es padre casado y tiene 5 hijos que son su mayor prioridad. Ellos tienen 25, 24, 22, 19 y 14 anos, repectivamente, y todos viven en la casa. El quiere comprar una ganado para leche. Hace muchos años que se dedica al campo y quiere crecer. Ahora no tiene ganada, solomente cultiva cafe en su finca propia pero tiene pasto libre que le gustaría usar por vaccas. Es su primer prestamo con FUDECOSUR y no ha tenido credito con otros bancos en el pasado. él desea brindar a su esposa e hijos un futuro mejor y estable.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 567.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Jose to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 19, 2009
Oct 22, 2009
Currency Exchange Loss:
Nov 15, 2010