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Mrangirangi Group
In this Group: Frederick, Mwanaisha, Janeta, Anna, Elizabeth, Sara*, Rona, Asia, Catherine, Lumumba, Alfred, Mwinyimanzi, Mansoor, Deligho, Filmon, Ester, Rukia
* not pictured
Frederick M., age 30, is married and has two children, both girls. His daughers’ names are Fidelis and Felix, and they are both under two years old. Frederick has an electrical goods shop where he sells and repairs second-hand TVs and radios. He also installs electricity in homes. He has had this business since 2006, and works from 8 am until 6 pm daily. He is able to earn a monthly profit of around $90.

This will be Frederick’s fifth loan from Tujijenge Tanzania. With his previous loans, Frederick was able to expand his business from one office to two, and he has repaid all previous loans successfully. He hopes to use this loan to invest in new TVs to sell at his business, and also to buy more used TVs and radios from Zanzibar. He travels to Zanzibar two times a year to buy more items to sell. Frederick hopes to use his extra profits from this expansion in his business to help his family with the household expenses and to save for the future. Frederick says his life has changed a lot because of micro-loans from Tujijenge. Where he used to only be able to buy one or two parts for a TV at a time, he can now invest in several at one time.

Frederick will share this loan with his loan group, Mrangirangi (meaning “many colors” in Swahili), which totals 17 members. The members of the group will receive loans for a variety of businesses that include tailoring shops, carpentry services, food vending, and “table top” stands where fresh fruit and vegetables are sold. The group members will hold each other accountable for paying back their loans. In the picture, Frederick is front and center wearing a white shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 44
    View loans »
    Tanzania Loans Fundraising
  • $15,316,900
    Funds lent in using Kiva
  • 1,317.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrangirangi Group's $4,175 loan helped a member new TVs to expand his electronics store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 22, 2009
Oct 23, 2009
Currency Exchange Loss:
Mar 15, 2010