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Philly's Group
In this Group: Philly, Grace, Gladys, M, Aida, Janepher, Milly, Henry, David, R, Sarah, Ronnie*
* not pictured
Philly L. is 27 years old and the leader of his group in Lugazi. He has been running his shop for 10 years and uses all the profits generated from the business to pay the school fees of his brothers and sisters (he has 4 sisters and 1 brother). At his shop one can find a variety of items, including, but not limited to, soap, biscuits, cola and shoe polish.

Recently the prices of goods have gone up, so Philly has had to raise the prices in his store. This is affecting business adversely, but Philly is confident that sales will soon recover. In the meantime, he would like to use the loan to maintain his inventory. "The competition is tough," Philly says; in order to retain his customer base he has to offer incentives, like a free sweet with a purchase larger than 5,000 USH. Philly is incredibly hardworking and hopes that he will be able to continue supporting the education of his siblings, even at the university level.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 147
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 1,880.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Philly's Group's $3,800 loan helped a member increasing inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 16, 2009
Nov 1, 2009
Currency Exchange Loss:
Feb 16, 2010