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Joweria's Group
In this Group: Joweria, Paul, Edisa, Hamida, Amidah, Alice, Rehema, Muhammed, Margaret, Bruhan, Jamila, Mirabu, Robert*
* not pictured
Joweria Balugamberia is the leader of her group in Lugozi. She is involved in retail and has owned her own shop for 5 years. The 200,000 USH the shop currently generates per week in profits allows her to care for her seven children and the three orphans for whom she cares.

Recently, prices for goods have been higher; consequently, she would like to use the loan of 1,500,000 USH to remain well supplied. People choose to shop with her because her prices are good and because she always has what the customer needs. Joweria hopes that her business will continue to expand and that all of her kids will be raised to be good citizens of Uganda.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 149
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 1,880.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joweria's Group's $3,575 loan helped a member restocking her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 1, 2009
Currency Exchange Loss:
May 15, 2010