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Joan's Group
In this Group: Joan, Sella, Sharon, Safina
Joan B. is the leader of her group in Kampala. She is 63 years old with 5 children.

Joan is a hard working lady with a 16-year-old crafts shop in Crafts Africa on Buganda Road, where she sells art and crafts. Her customers are mostly foreigners along with some community people. She caters to grandchildren and cousins as well.

She needs a loan to buy more crafts, although she makes some of them herself. The loan will also help her to look after her home.

Joan is grateful for her lending group because she is able to access loans through it and it teaches its members the disciplines of saving and teamwork.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 136
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 1,880.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joan's Group's $1,300 loan helped a member to buy more crafts to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2009
Nov 1, 2009
Currency Exchange Loss:
Mar 15, 2010